The Best Commercial Insurance Coverage
To Protect Your Business

As an independent insurance agency, we work with the top-rated commercial insurance carriers to get the highest value for our business clients.

A business faces risks from both inside and outside its four walls. A company driver causes a multicar collision. A thief steals product from the warehouse. A customer makes a discrimination claim. An employee slices his finger on the production line. These insurance claims threaten a company’s viability if they do not have adequate protection.

American Benefits Inc. offers every type of insurance product that a company needs to protect itself. Our brokers know every business is unique, and we work with our customers to identify all of the possible hazards that need managing to find the most comprehensive insurance terms. As an independent insurance agency, we can shop around for the best insurance coverage at the right price for our customers. Our No. 1 goal is to offer the most inclusive package at the highest value for our business clients.

That means working with the top-rated commercial insurance carriers that offer fast and fair service, including:


    • AmTrust
    • Austin Mutual/Main Street America
    • C.N.A.
    • The Hartford
    • Liberty Mutual
    • Middle Oak
    • Ohio Casualty
    • Philadelphia Insurance
    • Progressive
    • Red Shield Insurance
    • Safeco Insurance
    • Sequoia Insurance
    • Travelers Insurance


    • Abacus Insurance
    • AmWINS
    • Bass Underwriters
    • CRC Insurance Services, Inc.
    • Hull & Company
    • Indemnity Excess & Surplus
    • Mid Valley General Agency

Together, we evaluate our customers’ coverage needs while also looking for ways to lower property and collision coverage, workers comp or liability losses. These not only decrease business insurance costs, but also increase a company’s productivity during downtime.
Our comprehensive commercial insurance offerings include:

  • Business owner policies (BOP)
    • Occurrence
    • Property coverage
    • Business personal property
    • Building coverage
    • Business liability
  • Workers compensation
    • Employer liability
    • State statutory limits
    • Employee coverage
    • OSHA
  • Umbrella coverage
    • Umbrella or excess policy
  • Employment practices liability insurance (EPLI)
    • Sexual harassment
    • Third-party discrimination
    • Wrongful termination
    • Discriminatory hiring practices
    • Employee relations
  • Errors and omissions (E&O)
    • Professional liability
    • Industry specific, including Tech E&O
  • Fidelity and crime coverage
    • Third-party crime
    • Employee dishonesty/theft
    • Computer fraud
    • Criminal theft
  • Commercial auto coverage
    • Comprehensive coverage
    • Collision
    • Hired not owned
    • Glass, towing, physical damage
    • No fault
    • Personal injury protection
  • Directors and officers (D&O)
    • Shareholders fiduciary

Our complete business insurance solutions can help companies large or small in any industry. In a claims-driven environment, having the right coverage can proactively protect your business from harm. Call American Benefits Inc. today to schedule a consultation and find out how to best protect your company from liability so you can get back to focusing on what’s important—running your business.