Businesses Need Commercial Auto Insurance
If your business involves the use of one or more vehicles, whether on a part-time or full-time basis, investing in a commercial auto insurance policy is a prudent step. Beyond protection for your vehicles, this insurance provides critical protection for your business, covering potential lawsuits stemming from accidents caused by your employees. The coverages offered by a commercial auto policy closely mirror those found in a personal auto policy, encompassing liability coverage for injuries or property damage caused while operating a business vehicle, collision coverage for the vehicles, and comprehensive coverage against vandalism, theft, and weather-related claims.
A common misconception is whether commercial auto insurance is necessary if a personal auto policy is already in place. The answer is straightforward: a personal auto policy is likely to exclude claims arising from the business use of vehicles. To protect your business, a commercial auto policy becomes required.
Commercial auto coverage may include:
- Liability coverage
- Physical damage coverage
- Glass claims coverage
- Towing coverage
- Rental reimbursement coverage
Understanding and securing these commercial auto insurance coverages is vital for extensive protection. Speak to a licensed agent in our office to find the right coverage for your commercial auto situation.
We can help you with your Commercial Auto Insurance needs!
Call Us Today at (503) 292-1580
