Online data breaches are just an unfortunate fact of life now—as the New York Times put it, you might as well assume …
Understanding the Impact of a Reservation of Rights Letter
When an association has a claim and reports it late or if there is a concern of coverage in the policy, the insurance …
Understanding the Impact of a Reservation of Rights LetterRead More
Why Home and Auto Insurance Rates are Continuing to Rise in 2023
Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, …
Why Home and Auto Insurance Rates are Continuing to Rise in 2023Read More
Costly Differences: A Hard Insurance Market Verses a Soft Market
Insurance markets can become hard or soft which impacts overall premiums for a consumer. To understand the difference …
Costly Differences: A Hard Insurance Market Verses a Soft MarketRead More
Wildfire Prevention
Questions and Answers on Wildfire Prevention Each year, wildfires claim lives, destroy homes, and cause damage …
Hot Day Behind the Wheel? Here’s How to Beat the Heat
Summer is coming and hot temperatures can be expected in Portland and the Pacific Northwest. Extreme heat can create …
Hot Day Behind the Wheel? Here’s How to Beat the HeatRead More
What Does High-Risk Insurance Mean?
Insurance markets are broken up primarily into two categories: the preferred and the standard. Ideally each association …
Most Common Reasons Board Members are Sued
Association Boards sometimes find themselves in legal trouble for many reasons. After reviewing facts in previous suits, …
EV Stations are Trending
As electric vehicles grow in popularity and unit owners purchase these vehicles, association communities may need to …
Safe Driving In Your RV
With spring around the corner, it’s a great time for a “spring break” RV trip. Whether you’re heading to the Oregon …
Tips for Boat Trailer Safety
There are many reasons to love the sport of boating — it can be relaxing, exciting, entertaining, and even rejuvenating. …
What is a Loss Ratio? The Effects on Your Insurance.
An association’s loss ratio is the ratio of claims paid by the insurance company compared to the premiums paid over a …
What is a Loss Ratio? The Effects on Your Insurance.Read More





















