Boats and RVs — Are Your Personal Contents Covered?
Summer signals the time to enjoy your boat or RV. But are your personal contents covered? In general, carriers provide a level of coverage for personal effects within a boat or RV policy. For example, personal items covered under a boat policy might include fishing equipment, cameras, clothes, and cell phones. In some cases, scuba and snorkeling gear are also insured up to specific limits.
RV policies may include protection for personal items including cameras, clothes, and cell phones, and permanently installed AV systems and equipment. Some carriers even offer different coverage levels to meet specific needs. For example, Safeco policies feature four distinct levels. The basic level balances coverage and value and the highest level offers the most options and highest limits. Additionally, Progressive’s Pest Damage ProtectionSM provides coverage for damage to motor homes and nonstationary travel trailers caused by rats, mice, insects, birds, other non-domesticated animals.
Different coverage options are at your fingertips. As an independent broker, your ABI agent can shop multiple carriers to help customize coverage for your needs.
Contact your ABI Insurance agent today. 503-292-1580
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